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The origins of Baccarat
are in France. To date, it has been a very popular card game in the
European casinos, but has now recently been surpassed in popularity
by chemin de fer. In Baccarat, the banker plays against the hands he
deals to two other players called punters. The players' hand whose
point total has the number closest to 9 as its last digit wins. Face
cards and tens count as nothing. Two cards are dealt out to each
hand, while the player is able to draw one card. The term baccarat
implies the meaning “nothing” and is applied to hands whose
point total results in a zero.
Although Baccarat’s roots began to
grow in Italy in the Middle Ages, its origin is considered France,
where the game was first played with a tarot deck. Initially played
by the French aristocrats, Baccarat made its way around Europe and
eventually made a name for itself in America. In the beginning, the
Baccarat played in America was transposed into a high roller version
in Nevada casinos. When the big owners of these casinos realized
Baccarat’s potential to be a popular game for the general
population, they created a similar game called “Mini Baccarat.”
Seating is
spread out around the entire table. There are 14 open seats,
numbered 1 through 15, skipping the number 13 (to avoid bad luck).
Three dealers attend to the table at the same time. There is a
dealer who stands in the middle called the “croupier” or the
“caller.” The croupier is responsible for not only announcing
the cards as they’re dealt, but also guiding the players on the
general processes of the game. The job of the other two dealers
standing at his sides is to make sure the winners get their money.
On the table itself there are seven large, yellow numbered positions
on either side, each with three betting areas. For tie bets, there
is a central area above both the Banker and Player bets, which are
spelled out across the row of betting areas corresponding to the
possible choices at the start of the game. The Mini Baccarat table
is designed as one end of the full table, with dealer features
located at the top.
AMERICAN
BACCARAT - In this game, it doesn’t matter how many players
are at the table because only two hands are dealt – There is a
“banker” hand and a “player” hand. Like any other
Baccarat game, the goal is to receive a score closest to 9 but
not over. Players can bet on one of the two hands or a tie
before any hands are dealt. Six or eight decks of cards are
shuffled by the dealer and placed in the “shoe” box. The
shoe is passed around the table, alternating between Player and
Banker. The house dealer deals four cards face-down, two to each
type of hand, and whoever bet the most money on the Player hand
gets to look at this hand first. The person holding the shoe is
temporarily considered the Banker hand (this doesn’t mean he
must bet on the Banker hand). However, it is not mandatory that
everyone takes a turn at dealing – Anyone who is uncomfortable
with this position may pass the shoe on to the next person. In
the end, everyone at the table has 2-3 cards. The dealer
oversees the hand totals and declares the winning hand. The
winning hand is considered the cards with the closest total to
or directly on 9. In the case of a tie, any bets made on Banker
or Player must be given in.
EUROPEAN BACCARAT - The European
version is actually very similar to the American version, except
in two respects: The banker, who is under the supervision of the
dealer, has the option of drawing a 3rd card and the players
have the opportunity to either stand or draw on 5. The banker
hand is backed up by the casino. This means that there is a set
price that the players can bet up to; if the first two players
bet up to this amount, for example, then the players after them
are not allowed to bet any more money. There is a special term
used in European Baccarat, called “Banco.” When a player
calls out this word it means that he wants to cover the entire
bet. If this happens, no one else is allowed to bet on this
specific round.
CHEMIN DE FER - While very popular
in France, Chemin de fer is a little hard to find in other
European casinos. The basic rules of the game are similar to the
American version, but there are some differences: First of all,
the casino does not play the role of banker. Furthermore, a
player can not just bet on Player or Banker (referred to as
“Punto” or “Banco” in Europe) because he must actually
be one or the other. The players are able to bet amongst
themselves before and then the bank swivels from player to
player. Like the American game, the position of Banker can be
refused and the Shoe will be moved to the next player
accordingly. While in American Baccarat the player bets against
the House and the casino supplies the money, in Chemin de fer
the casino is not directly concerned with wagers. At the same
time, there is still a dealer, or “Croupier,” who looks
after the game, making sure the rules are followed
appropriately. The casino also takes a rake on all winning
hands, usually nothing more than a 5% commission.
BACCARAT
EN BANQUE - This variation is not especially popular but it can
still be found in some European casinos today. In most Baccarat
versions, the player who wagered the most money becomes the
banker; or the role of banker goes from player to player in a
counterclockwise circle. In Baccarat en Banque, the house takes
on the responsibility of banker, who is usually one of the
casino workers. Because of this, it is possible for the players
to make larger bets.